Almost each and every person is really familiar with the term called health insurance and a very large number of people all over the world very truly have it in either one form or the other. The concept of health insurance is really very old.

The good idea of paying the premium rates of health insurance premiums on the basis of month-to-month or also on annual fee basis to cover the whole cost of all our issues related to health really seems to be very truly a concept that is totally very much modern, but this is not a truth at all as there is really a long history behind this.

This concept of health insurance is not new but it came in hundreds of years back. In the year 1694, the real idea of health insurance was really brought in by Hugh. By the time the 18th century came up, each and every person was very truly able to buy insurance for accident, which really worked very well to help all the people that were very truly injured in an accident or all the people who suffered from disability in an accident.

The very first plan for insurance of health very truly offered just the full compensation if the person was really injured in an accident on either a train or on a boat. It is very well known that at that period of time a very large number of people suffered with number of injuries in accidents and thus the plans for health insurance were very truly very much crucial and also very important at that period of time.

The Health Insurance of Boston in the year 1847 really offered the very first policy for health insurance of a group and that with comprehensive profits and also benefits too. The insurance companies, agencies and providers were very truly starting to issue policies of health insurance by the years 1890's for one person only that really covered each and everything from injuries and accidents to illness and also all the diseases.

The plans that came in further were called the Blue Cross plans for insurance of health. These were those plans of health insurance that were really negotiated with all the doctors that were specific and also with all the hospitals that were local. A very large number of discounts were also given to the insurance plan's holders and this whole process worked very truly very well and also become very popular.

Author: Franchis Adam

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